2 Year Fixed Special

Offer Rate <90% LVR

2.29 % pa

Interest Rate

3.92 % pa

Comparison Rate*


Buying an investment property is quite different to buying your own home. Whether you are looking at your first investment property or are on the way to building your portfolio, let QBANK help you reach your property goals sooner. Our Investor home loans are packed with a variety of features to give you more.

To be eligible for the Special Offer Rates, a salary credit of at least $1,500 per month must be deposited into your QBANK transaction account.

Classic Home Loan

Home Loans Loan to Value Ratio Interest Rate Comparison Rate*
Special Offer Investor <80% 2.83% pa 2.90% pa
Special Offer Investor <90% 3.14% pa 3.21% pa
Special Offer Investor <95% 3.81% pa 3.88% pa
Classic Investor Up to 95% 4.19% pa 4.26% pa

To be eligible for the Special Offer Rates:

  • a salary credit of at least $1,500 per month must be deposited into your QBANK transaction account
  • Switch your loan or take out a new loan with QBANK

Classic Plus Package

Home Loans Loan to Value Ratio Interest Rate Comparison Rate*
Special Offer Classic Plus Package Investor <80% 3.03% pa 3.36% pa
Special Offer Classic Plus Package Investor <90% 3.34% pa 3.66% pa
Special Offer Classic Plus Package Investor <95% 4.01% pa 4.32% pa
Classic Plus Investor Up to 95% 4.49% pa 4.79% pa

To be eligible for the Special Offer Rates:

  • a salary credit of at least $1,500 per month must be deposited into your QBANK transaction account
  • Switch your loan or take out a new loan with QBANK

 

Fees

Classic Plus monthly fee: $25

For full Home Lending Fees & Charges, click below


Special Rate Offer

Home Loans Loan to Value Ratio Interest Rate Comparison Rate*
1 Year Fixed Offer 90% 2.29% pa 4.08% pa
2 Year Fixed Offer 90% 2.29% pa 3.92% pa
3 Year Fixed Offer 90% 2.29% pa 3.77% pa

To be eligible for the Special Offer Rates:

  • a salary credit of at least $1,500 per month must be deposited into your QBANK transaction account
  • P&I repayments only
  • Switch your loan or take out a new loan with QBANK

Fixed Rate

Home Loans Loan to Value Ratio Interest Rate Comparison Rate*
1 Year Fixed Offer 95% 2.54% pa 4.11% pa
2 Year Fixed Offer 95% 2.54% pa 3.96% pa
3 Year Fixed Offer 95% 2.54% pa 3.83% pa
4 Year Fixed Offer 95% 2.84% pa 3.81% pa
5 Year Fixed Offer 95% 2.84% pa 3.72% pa

 

Fees

For full Home Lending Fees & Charges, click below


Ready to start your journey?

   

Save On Home Insurance With QBANK

Take out your home building and/or contents insurance policy through us and get 20% off your first year's premium (capped at $200).#

  

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Credit Eligibility criteria, terms and conditions, fees and charges apply.

Fact Sheets are available here.

* WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate displayed is calculated based on a loan amount of $150,000 over a 25 year term.

# This product is issued by QBE Insurance (Australia) Limited (ABN 78 00 3 1 91 035, AFS License 239545). QBANK (under its own AFSL) acts on behalf of QBE when distributing the Home Cover and Home Cover Prestige insurance policies.​ Please read the PDS available at https://www.qbank.com.au/home-insurance before acquiring this product in considering and deciding whether this is right for you.

~ Additional repayments limited to $10,000 per annum to a maximum of $30,000 in any fixed rate period.

Footnotes:

  • 1 After the expiry of the fixed rate period, the interest rate changes to QBANK’s Classic Variable Home Loan Product Rate (currently 4.19% p.a. for Investor | 4.26%p.a. Comparison Rate).
  • 2 Valid for home loan applications of $150,000 or more of new lending for investors approved after 9 February 2021 and is available for a limited time only. Interest only available up to 90% LVR. Offer not valid for redraw of advance repayments, existing QBANK members switching loans or internal refinances.