Classic Investor Home Loan

Home Loans Loan to Value Ratio Interest Rate Comparison Rate*
Special Offer Rate <80% 3.58% PA 3.65% PA
Special Offer Rate <90% 4.09% PA 4.16% PA
Special Offer Rate <95% 4.74% PA 4.81% PA
Classic Investor Rate <95% 5.44% PA 5.51% PA
Eligibility

To be eligible for the above rates, a salary credit of at least $1,500 per month must be deposited into your QBANK transaction account. 


 

Classic Plus Investor Home Loan

Features
Fees

Monthly Fee $25

Home Loans Loan to Value Ratio Interest Rate Comparison Rate*
Special Offer Rate <80% 3.88% PA 4.19% PA
Special Offer Rate <90% 4.29% PA   4.60% PA
Special Offer Rate <95% 4.94% PA 5.23% PA
Classic Plus Investor Rate Up to 95% 5.74% PA 6.02% PA  

 

Eligibility

To be eligible for the above rates, a salary credit of at least $1,500 per month must be deposited into your QBANK transaction account. 


 

Fixed Investor Rate

Home Loans Loan to Value Ratio Interest Rate Comparison Rate*
1 Year Fixed <95% 4.89% PA 5.46% PA
2 Year Fixed <95% 5.39% PA 5.50% PA
3 Year Fixed <95% 6.09% PA 5.69% PA
4 Year Fixed <95% 6.24% PA 5.80% PA
5 Year Fixed <95% 6.44% PA 5.95% PA
Eligibility:

To be eligible for the above rates, a salary credit of at least $1,500 per month must be deposited into your QBANK transaction account. 


Understand Your Borrowing Power

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Terms and Conditions apply to home loans and are provided with our loan offer. Fees and charges apply.

Interest rates current as at 20 July 2022 and are subject to change without notice.

Fact Sheets are available here.

Target Market Determination is available here.

* WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate displayed is calculated based on a loan amount of $150,000 over a 25 year term.

~ Additional repayments limited to $10,000 per annum to a maximum of $30,000 in any fixed rate period.

2 After the expiry of the fixed rate period, the interest rate changes to QBANK’s Classic Variable Home Loan Product Rate (currently 3.84%p.a. for Owner Occupier | 3.87%p.a. Comparison Rate and 4.19% for Investor | 4.26% Comparison Rate)

Footnotes:

  • 1 Special Offer Investor rate is valid for home loan applications of $150,000 or more for investors and is available for a limited time only. Interest only available up to 90% LVR. To qualify, the customer must deposit a salary credit of at least $1,500 a month into a QBANK transaction account. Offer may be withdrawn at any time. Offer not valid for redraw of advance repayments, existing QBANK members switching loans or internal refinances.