Classic Variable Special Rate

<80% LVR

2.49 % pa

Interest Rate

2.52 % pa

Comparison Rate*


Whether you are looking for a new home or to switch your loan, let QBANK help you work towards reaching your property goals sooner. Our Owner Occupier home loans are packed with a variety of features to give you more.

To be eligible for the Special Offer Rates, a salary credit of at least $1,500 per month must be deposited into your QBANK transaction account.

Classic Home Loan

Home Loans Loan to Value Ratio Interest Rate Comparison Rate*
Special Offer Rate <80% 2.49% pa 2.52% pa
Special Offer Rate <90% 2.79% pa 2.82% pa
Special Offer Rate <95% 3.21% pa 3.24% pa
Classic Rate Up to 95% 3.84% pa 3.87% pa

To be eligible for the Special Offer Rates:

  • a salary credit of at least $1,500 per month must be deposited into your QBANK transaction account
  • P&I repayments only
  • Switch your loan or take out a new loan with QBANK

Classic Plus Home Loan

Home Loans Loan to Value Ratio Interest Rate Comparison Rate*
Special Offer <80% 2.69% pa 3.03% pa
Special Offer <90% 2.99% pa 3.32% pa
Special Offer <95%  3.41% pa 3.73% pa
Classic Plus Up to 95% 4.14% pa 4.45% pa

To be eligible for the Special Offer Rates:

  • a salary credit of at least $1,500 per month must be deposited into your QBANK transaction account.
  • P&I repayments only
  • Switch your loan or take out a new loan with QBANK

 

Fees

Classic Plus monthly fee: $25

For full Home Lending Fees & Charges, click below


Special Offer Rate

Home Loans Loan to Value Ratio Interest Rate Comparison Rate*
1 Year Fixed Offer 90% 1.97% pa 3.69% pa
2 Year Fixed Offer 90% 1.87% pa 3.52% pa
3 Year Fixed Offer 90% 1.97% pa 3.39% pa

To be eligible for the Special Offer Rates:

  • a salary credit of at least $1,500 per month must be deposited into your QBANK transaction account
  • P&I repayments only
  • Switch your loan or take out a new loan with QBANK

Fixed Rate

Home Loans Loan to Value Ratio Interest Rate Comparison Rate*
1 Year Fixed 95% 2.19% pa 3.71% pa
2 Year Fixed 95% 2.19% pa 3.58% pa
3 Year Fixed 95% 2.19% pa 3.45% pa
4 Year Fixed 95% 2.49% pa 3.42% pa
5 Year Fixed 95% 2.49% pa 3.33% pa
Fees

For full Home Lending Fees & Charges, click below


Ready to start your journey?

   

Save On Home Insurance With QBANK

Take out your home building and/or contents insurance policy through us and get 20% off your first year's premium (capped at $200).#

  

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Credit Eligibility criteria, terms and conditions, fees and charges apply.

Fact Sheets are available here.

* WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate displayed is calculated based on a loan amount of $150,000 over a 25 year term.

^ Additional Government charges and a $195 settlement fee still apply ($295 if construction loan).

# This product is issued by QBE Insurance (Australia) Limited (ABN 78 00 3 1 91 035, AFS License 239545). QBANK (under its own AFSL) acts on behalf of QBE when distributing the Home Cover and Home Cover Prestige insurance policies.​ Please read the PDS available at https://www.qbank.com.au/home-insurance before acquiring this product in considering and deciding whether this is right for you.

~ Additional repayments limited to $10,000 per annum to a maximum of $30,000 in any fixed rate period.

Footnotes:

  • 1 Valid for home loan applications of $150,000 and is available for a limited time only. Offer not valid for redraw of advance repayments, existing QBANK members switching loans or internal refinances.
  • 2 After the expiry of the fixed rate period, the interest rate changes to QBANK’s Classic Variable Rate (currently 3.84%p.a. for Owner Occupier | 3.87%p.a. Comparison Rate)