Bonus Banking

Bonus Banking rewards your loyalty by waiving certain fees when you hold a minimum amount in savings or loan accounts with us.

Once you meet the requirement, you will receive the following benefits without fees that month, on any of your On Call Transaction Accounts (S1) and your Mortgage Offset Accounts (S14) for personal Members only:


  • Unlimited EFTPOS transactions
  • Unlimited Direct Debits
  • Unlimited external transfers (includes NPP and OSKO transactions)
  • Visa Administration fee waived



Maintain an average balance for the month of at least:

  • $50,000 across your QBANK loan accounts (includes overdrafts)*; or
  • $20,000 across your QBANK savings or term deposit accounts

Eligibility criteria, terms and conditions, fees and charges apply.

* Loan accounts with a credit balance are not included in calculations.

Target Market Determination is available here.