Applying online can take as little as 20 minutes. Our team will review your submission and email you with information about your application within 1 business day, with any outstanding documents that may be required. To check if you are eligible to apply online, please see below.
Minimum Loan amount $5,000
To be eligible for the Discount Rate, a salary credit of at least $1,500 per month must be deposited into your QBANK transaction account. Excludes Debt Consolidation and internal refinances.
Interest Rate
Comparison Rate*
Minimum Loan amount $1,000
Interest Rate
Comparison Rate*
Minimum Loan amount $1,000
Interest Rate
Comparison Rate*
| Minimum Loan Amount | $1,000 |
| Maximum Loan Amount | $150,000 |
| Maximum Loan Term | 7 Years |
| Monthly Fee | $5 |
| Loan Funding Fee | $195 |
You can apply online if you are:
If you do not meet the above criteria, you can still apply over the phone (13 77 28 - Monday to Friday between 8:45am and 4:30pm) or fill out an enquiry form and one of our team members will contact you.
Before you begin, it’s a good idea to have a few things on hand. Here’s what you’ll need:
All applications for finance are subject to credit approval. Fees and Charges which apply to this loan are located here. Terms and Conditions apply to personal loans (including car loan products) and are provided in our loan offer or on request.
Interest rates current as at 11 March 2025 and are subject to change without notice.
Target Market Determination is available here.
* WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate displayed is calculated based on an unsecured loan amount of $30,000 over a 5 year term.
