From 23 September 2025, the Top Up Contract Fee will be updated:
- New fee: $109.90 (previously $82.50)
This fee applies to each contract prepared for a loan top up or side loan.
Note:
- This fee is charged when you access equity from your home loan, either by increasing your existing loan or setting up a new loan alongside an existing loan.
- If a valuation is required, a standard property valuation fee will be charged (per security) in addition to this fee.¹
- Where construction or renovation is involved, and QBANK is controlling the disbursement of loan funds, the Construction Settlement Fee and Progress Inspection Fees will also apply.
- One or more Title Search Fees may also apply.
¹ Additional costs for non-standard valuations and travel may apply. A non-standard valuation is considered as property that is valued greater than $1,000,000; property that is not in a metro or major regional centre; property that is deemed to be a specialised property by a QBANK panel valuer (assessed on a case-by-case basis); or property that is on acreage. Non-standard valuations can be priced on request. Please contact QBANK to arrange if required.
For further information about QBANK’s fees and charges click here.